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  A Hands-on Tutorial for the Effect of…
  A Hands-on Tutorial for the Effect of Bias in AI Financial Models Picture this: you apply for a loan, only to be turned down, puzzled, because it’s for reasons you cannot comprehend. Imagine that this decision was not made by a human being, but by an AI? In finance, these systems are becoming ubiquitous. Unfortunately, they can also inherit our … Read more
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  AI in Finance — Example of Bias,…
  AI in Finance — Example of Bias, Detection and Mitigation Now, instead you’re putting someone else in the position, you’re applying for a loan and you’re getting denied not based on your credit score but on some judgment that an AI model has made about you that is unfair like we’re not going to give you a … Read more
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  Unbiased Simulations: Identifying and Reducing Bias in…
  Unbiased Simulations: Identifying and Reducing Bias in AI Models Cherry picking one zip code here and another there, the payments were denied by an AI model. And that’s not only unfair: It’s bad business. Everywhere you go, AI financial models are already in place. They assist with investments, loans and even preventing fraud. But these models can also be biased. Although … Read more
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  Adopt It, Don’t Drop It: AI…
  Adopt It, Don’t Drop It: AI Financial Models and the Inequality Crisis Have you ever heard of an AI denying you a loan? It’s happening more than you may know. It would be like sweating to earn your credit line, only to be denied for a shot at your own home by a computer program. This is not science … Read more
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  Decoding AI Bias in Real Estate: A…
  Decoding AI Bias in Real Estate AI is changing real estate. It provides better ways to value property, assess risks and plan investments. But there’s an underlying issue. Even as these smart systems can be inequitable, they are learning from an old data closet. This can carry over into bias regarding loans, property values and where a person can … Read more
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  Unmasking Bias and Ensuring Fair Predictions…
  Unmasking Bias and Ensuring Fair Predictions in AI Financial Models in Excel Have you ever heard of a lending algorithm that rejected loans for people in certain neighborhoods? It happened. As AI makes its way into more Excel spreadsheets, problems could arise. You’re seeing bias in all kinds of AI financial models. These biases can … Read more

Finance Studies