Annual Fee: Rs. 2,999
With this co-branded partnership with Titan, SBI Card offers rewards across multiple categories covered under the group brands segment, including the mostly untouched —gold and jewellery spends. Consumers can get benefits on Tanishq, Mia, Caratlane, Zoya, Taneira, Titan Eye+, Fastrack, Helios, Skinn, Sonata, Irth, and World of Titan. While none of these brands cater to the everyday spending umbrella, these definitely cater to the aspirational spend types like gold & jewellery, bags, perfumes, watches, premium apparel, etc. Read more
Key Highlights:
12000 reward points worth Rs. 3000 on card activation
3% value-back on spends at Tanishq
5% cashback on spends at Mia, Caratlane & Zoya
7.5% cashback on spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata
6 reward points for every Rs. 100 spent on all other non-Titan spends
Per reward point = Rs. 0.25
8 domestic airport lounge visits every year ( 2 Per Quarter)
4 international airport lounge visits every year (2 Per Quarter, valid for first two years)
Complimentary Priority Pass Membership
Benefits worth Rs. 5,000 on annual spends of Rs. 5 Lakh
Benefits worth Rs. 10,000 on annual spends of Rs. 10 Lakh
The card stands out as a suitable choice for those who spend a substantial amount on jewellery purchases. The co-branded benefit in this category is not limited to just one but four different jewellery brands. Thus, even with brand restrictions, card users get multiple options to explore. However, the value-back on gold spends is credited quarterly. Thus, users will have to split their gold spends in different quarters to maximize benefits.
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For other spends as well, the card offers a decent return but the redemption is limited to Titan voucher. That way, consumers seeking everyday benefits should explore other options, as this card is ideally suitable for those who prefer making high-end purchases frequently.
