October 2022 Budget Report – Laying Down The Law Debt
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New YNAB is clicking better this time. I feel like I can actually see how much money we have and where it is going. Seriously, avoid the credit card tracking. It’s just dumb and messes everything up.
October 2022CategoryPreviousBudgetedSpentRemainingMonthly BillsMortgage$2,100.00$2,100.00$0.00Phone$44.00$44.00$88.00Internet$49.99$49.99$0.00Electricity$13.16$240.00$148.65$104.51Natural Gas$221.42$21.99$24.55$218.86Water/Sewage$5.47$123.27$128.74$0.00Trash$51.54$51.54$0.00Car Insurance$144.74$144.74$0.00Car Payment$300.00$300.00$0.00TOTAL$3,075.53$2,948.21$127.32Everyday ExpensesGroceries$914.33$914.33$0.00Alcohol$157.02$157.02$0.00Fuel$32.92$300.00$249.56$83.36Spouse Spending Money$33.35$368.06$401.41$0.00My Spending Money$26.71$73.29$84.14$15.86Kid Spending$12.34$288.73$301.07$0.00Restaurants$247.01$350.00$300.83$296.18Medical$365.14$100.00$35.96$429.18Household Goods$150.00$51.44$98.56Business expenses$16.04$98.32$98.99$15.37Pet Supplies$145.61$20.00$165.61TOTAL$2,819.75$2,594.75$225.00Rainy day fundsEmergency Fund$13,256.88$50.00$13,306.88Household Maintenance/Repair$1,151.78$500.00$1,119.44$532.34Air Conditioner$2,000.00$2,000.00Car Repairs$3,841.83$100.00$48.59$3,893.24Childcare$600.00$600.00Gifts$177.30$150.00$327.30Professional Licenses$420.04$453.96$874.00$0.00Car License Fees$505.00$505.00Investment$200.00$200.00$0.00Taxes$882.00$882.00Vacation$3,097.76$100.00$3,197.76Yearly Subscriptions$82.16$13.99$68.17TOTAL$1,636.12$2,256.02-$619.90DebtStudent Loan Payment$483.16$483.16$0.00TOTAL$483.16$483.16$0.00TOTAL EXPENSES$8,014.56$8,282.14TOTAL INCOME$11,169.35Remaining from Last Month$76.00TOTAL REMAINING$3,230.79OVERSPENTTOTAL LEFT FOR NEXT MONTH$3,230.79
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